Terms of Service

Last updated: 9 November 2026

These terms are the agreement between you and Spirit Creations Ltd. for your use of Spirit Science University. Please read them before you create an account or buy anything.

1. Who we are and what these terms cover

Spirit Science University is run by Spirit Creations Ltd., a Manitoba corporation that does business as Spirit Science and Spirit Science University. In these terms, "we", "us" and "our" mean Spirit Creations Ltd.

These terms cover the website at www.spiritscienceuniversity.org and the member area at hub.spiritscienceuniversity.org (the "hub"), including our courses, memberships, community groups and channels, live calls and gatherings, coaching and guided meditations. Together we call these the "service".

The 2027 Almanac of the New Age is sold through this site's checkout. It is printed on demand and shipped by Lulu, and these terms cover that purchase. Our other physical products are sold through separate online stores. Those stores have their own terms and policies, which are shown at checkout there. These terms do not cover them.

2. Accepting these terms

You accept these terms when you create an account, buy or join anything, or use the service. If you do not agree with them, please do not use the service.

Our Privacy Policy explains how we handle your personal information.

3. Who can use the service

The service is for adults. You must be 18 or older to create an account or make a purchase.

4. Your account

• Give us accurate information when you sign up, and keep your email address up to date.
• Each account is for one person. Do not share your login or let anyone else use your account.
• Keep your password private. You are responsible for what happens under your account.
• Tell us right away at ssu@spiritstudios.com if you think someone else has used your account.

If we see signs that a login is being shared, we may ask you to reset it, and we may suspend the account.

5. Your licence to use our content

Our courses, videos, audio, meditations, workbooks, images, text and other materials are our "content". When you have access to content, we give you a personal, non-commercial licence to view and use it through the service for your own learning. The licence cannot be transferred, and it ends when your access ends.

You agree that you will not:

• share, sell, rent or give away the content or your access to it;
• copy, download or record the content, except where we provide a download button for your personal use;
• re-upload or repost the content anywhere, including file-sharing sites, social media and video platforms;
• show the content to a group, teach from it, or present it as your own work;
• use bots, scrapers or other automated tools to access, copy or collect the content or anything else on the service;
• use the content to train, fine-tune, test or build any artificial intelligence or machine learning model, or add it to a dataset made for that purpose;
• remove copyright or ownership notices, or get around any access controls.

You are free to use the ideas and skills you learn in your own life, creative work and business. The licence limits what you can do with our materials themselves.

6. Purchases and billing

Some courses are free. Others are sold for a one-time price. Memberships are billed monthly or yearly, depending on the plan you choose. The price is shown at checkout before you pay.

Payments are taken by Stripe, our payment processor. When you buy, you authorise us and Stripe to charge your payment method for the price shown, plus any taxes that apply. You confirm that you are allowed to use that payment method.

Prices are charged in the currency shown at checkout. Sales taxes are added at checkout where the law requires them. Your bank may add its own currency conversion fees.

If a price on the site is clearly a mistake, we may cancel the order and refund what you paid.

One-time courses

When you buy a one-time course, you keep access for as long as we offer that course on the service. If we plan to retire a paid course, we will give buyers at least 30 days' notice by email so they can finish it.

7. Memberships: renewal and cancellation

Our memberships include the Mystic and Creator programs and Creator Academy. A membership is a subscription billed monthly or yearly, depending on the plan you choose.

• Renewal. Your membership renews automatically at the end of each billing period, every month or every year depending on your plan. We charge the price of your plan to your payment method on each renewal date until you cancel.
• Free trials. Some plans start with a free trial period. The length of the trial and the date of the first charge are shown at checkout. If you cancel before the trial ends, you are not charged.
• Cancelling. Most memberships can be cancelled at any time. Cancelling stops future charges. You keep access until the end of the period you have already paid for, shown as your "Paid Through" date.
• Minimum term. Some memberships have a minimum term. Where one applies, it is shown at checkout before you join, and it applies to your membership. You agree to pay for each month of the minimum term. If you cancel during the minimum term, the cancellation takes effect at the end of that term.
• Timing. To avoid the next charge, cancel before your renewal date.

To cancel, email ssu@spiritstudios.com from the address on your account, or cancel in your account where that option is available. If you cancel by email, please send it at least 2 business days before your renewal date so we can act on it in time.

If a renewal payment fails

If a renewal payment fails, we may try the charge again over the next 7 days and email you about it. If the payment is still unpaid after that, your membership access is paused until the payment goes through or the membership is cancelled.

Price changes

We may change the price of a membership. We will email you at least 30 days before a new price applies to you. If you do not want to continue at the new price, you can cancel before it takes effect.

We may also change what a membership includes, or close a membership. If a change is significant, we will email members before it happens.

8. Refunds

One-time courses

If a one-time course is not right for you, email ssu@spiritstudios.com within 14 days of your purchase and we will refund it. Your access to the course ends when the refund is made. After 14 days, we look at refund requests case by case.

The 2027 Almanac of the New Age

If the Almanac is not right for you, email ssu@spiritstudios.com within 30 days of your order and we will refund the full price you paid. Your access to the 10 courses and the community that came with it ends when the refund is made.

Memberships

Monthly plans: we do not refund monthly payments that have already been made, including for a month you did not use. You can cancel as described in the memberships section above, and you keep access until the end of the period you paid for.

Yearly plans: if a yearly plan is not right for you, email ssu@spiritstudios.com within 14 days of the yearly charge and we will refund it in full. Your access ends when the refund is made. This does not apply to a yearly plan that began with a free trial: the trial is your time to decide, so the first yearly charge after a free trial is not refunded.

Billing mistakes and your legal rights

If you were charged twice or charged the wrong amount, email us and we will fix it.

Some countries, provinces and states give consumers refund or cancellation rights that cannot be removed by a contract. Nothing in these terms takes those rights away.

If you have a problem with a charge, please contact us first. Most issues can be sorted out faster by email than through a card dispute.

9. Live calls and gatherings

We host live community calls and gatherings. Dates, times, hosts and topics can change, and a call may be cancelled or moved. We do not promise that you will be able to attend any particular call live.

Calls may be recorded, and replays may be posted in the hub for members. Recording is announced at the start of the call. If you join with your camera or microphone on, or type in the chat, you agree that your name, image, voice and messages may appear in the recording. You can keep your camera and microphone off.

Please do not record calls yourself or share recordings outside the hub.

10. Community rules

The community is a shared space for members. When you take part, you agree to these rules.

• Treat other members with respect. No harassment, bullying, threats or hate speech.
• Do not post anything illegal, sexually explicit, violent or misleading.
• Do not post spam, advertising or promotions for your own products, services or groups unless a moderator has said you can.
• Do not share another person's private information, and do not share members' posts or screenshots of them outside the community.
• Do not present your posts as professional medical, psychological, legal or financial advice.
• Do not pretend to be someone else, including our team or teachers.
• Post only content you have the right to share.

Moderation

We may remove or edit any post, and we may mute, suspend or remove any member, if we believe these rules or these terms have been broken or that someone may be harmed. We can do this without notice.

We do not review every post, and we are not responsible for what members say. Views shared by members are their own. If you see something that breaks the rules, email ssu@spiritstudios.com.

11. Your content

"Your content" means anything you post or send through the service, such as community posts, lesson comments and profile details. You own your content.

You give us a non-exclusive, worldwide, royalty-free licence to host, store, copy, display and share your content inside the service so that we can run it. This licence ends when you delete the content or your account, except for copies held in backups for a limited time and replies from other members that quote you.

You confirm that you have the right to post your content and that it does not break these terms or anyone else's rights.

Testimonials

We use a testimonial in our marketing only if you gave permission on the testimonial form, and we credit you the way you asked. You can withdraw permission at any time by emailing ssu@spiritstudios.com. We will then remove it from our website, emails and other places we control within 30 days.

Feedback

If you send us ideas or suggestions about the service, we may use them without payment or credit.

12. Educational and spiritual content disclaimer

Our courses, calls, meditations and community are for education and personal exploration. They share ideas, practices and experiences about spirituality, meditation, tarot, personal growth, creativity and business.

This is general information. It is not medical, psychological, legal, financial or tax advice. Nothing on the service diagnoses, treats or cures any condition. We are not your doctor, therapist, lawyer, accountant or financial adviser, and using the service does not create that kind of relationship.

Tarot and similar practices are offered for reflection and insight. Please do not rely on a reading, a teaching or a practice as a prediction, or as the basis for a decision about your health, money, legal position or safety.

We do not guarantee results. What you get from a course or membership depends on you and on many things outside our control. Our creative and business teaching, including Creator Academy, comes with no promise of income, sales, clients or audience growth. Any results we mention are examples only.

Meditation, breathwork and other practices are done at your own judgement and risk. Stop if you feel unwell, dizzy or distressed. Do not practise while driving, in or near water, or anywhere it is unsafe to close your eyes or lose focus. If you are pregnant, or have a heart, breathing, seizure or mental health condition, or any other health concern, talk to a qualified health professional before you start.

Do not stop or change any medication or treatment because of something you learned here. Speak to a qualified professional before you make decisions about your health, your money, a legal matter or your taxes.

If you are in crisis or thinking about harming yourself, contact your local emergency number or a crisis line right away. The community is not a crisis service.

13. Guest teachers

Some courses, calls and sessions are led by guest teachers. Their views and teachings are their own and do not necessarily reflect ours. Including a teacher on the service does not mean we endorse everything they say, teach or sell elsewhere.

14. Links, embeds and other services

The service links to and embeds things we do not run, such as YouTube videos, Stripe's checkout, our video-call provider, social media and our separate online stores. Their own terms and privacy policies apply when you use them. We are not responsible for their content, their availability or what they do.

15. Intellectual property and trademarks

The service and all of our content are owned by Spirit Creations Ltd. or its licensors and are protected by copyright and other laws. Apart from the licence in these terms, we keep all rights.

"Spirit Science", "Spirit Science University", the names of our courses and memberships, and our logos and characters are trademarks of Spirit Creations Ltd. or its licensors. You may not use them without our written permission.

If you believe something on the service infringes your copyright, email ssu@spiritstudios.com with a description of the work, where it appears on the service, and your contact details. We will look into it.

16. Ending or suspending access

You can stop using the service at any time. To close your account, email ssu@spiritstudios.com. Closing your account does not cancel a membership automatically, so please cancel any membership first.

We may suspend or end your access if you break these terms, if a payment is not made, or if your behaviour puts other members, our team or the service at risk. If we end your access because you broke these terms, you are not entitled to a refund, except where the law says otherwise.

If we end your membership for any other reason, we will refund the part of your last payment that covers the time after your access ended.

The parts of these terms that are meant to continue after your access ends will continue. These include the content licence limits, the disclaimers, the limits on our liability, the indemnity and the governing law section.

17. No warranties

We work to keep the service running well, and we provide it "as is" and "as available". To the fullest extent the law allows, we make no promises or warranties about the service or the content, whether express or implied. This includes any implied warranty of quality, of fitness for a particular purpose, or of non-infringement.

We do not promise that the service will always be available, free of errors or secure, or that the content will be accurate, complete or right for your situation.

18. Limits on our liability

To the fullest extent the law allows:

• We are not liable for indirect, incidental, special, consequential or punitive losses, or for lost profits, lost income, lost data or lost opportunity.
• We are not liable for any injury, loss or harm that results from how you choose to use or apply the content, including any meditation, breathwork or other practice.
• Our total liability to you for all claims connected with the service is limited to the amount you paid us in the 12 months before the claim arose, or 100 Canadian dollars if that is greater.

These limits apply to every kind of claim, including contract, negligence and any other legal theory. They also protect our directors, team members, contractors and guest teachers.

Nothing in these terms limits liability that cannot be limited by law, such as liability for fraud.

19. Indemnity

If someone else brings a claim against us because of your content, your breach of these terms or your misuse of the service, you agree to cover our resulting losses and reasonable legal costs. This does not apply to the extent the claim was caused by our own fault, or where the law where you live does not allow it.

20. Governing law and disputes

These terms are governed by the laws of the Province of Manitoba and the federal laws of Canada that apply there. You and we agree that the courts of Manitoba will hear any dispute about these terms or the service.

If you are a consumer, you keep any rights and protections that the law where you live gives you and that cannot be given up by agreement. This includes any right to bring a claim in the courts of the place where you live.

Before starting a formal claim, please email ssu@spiritstudios.com and give us 30 days to try to resolve it with you.

21. General

• These terms, together with the Privacy Policy and any terms shown at checkout, are the whole agreement between you and us about the service.
• If a court finds part of these terms cannot be enforced, the rest still applies.
• If we do not enforce a term right away, we can still enforce it later.
• You may not transfer your account or your rights under these terms. We may transfer ours as part of a sale or reorganisation of our business.

22. Changes to these terms

We may update these terms. When we do, we will post the new version here and change the date at the top. If a change is significant, we will email members at least 30 days before it takes effect.

If you keep using the service after a change takes effect, you accept the new terms. If you do not agree, you can cancel your membership and stop using the service before the change takes effect.

23. Contact us

Spirit Creations Ltd.
2nd Floor, 295 Broadway
Winnipeg, Manitoba R3C 0R9
Canada
Email: ssu@spiritstudios.com